WPS Payroll Software UAE — WPS 2.0 SIF Files, Gratuity and UAE Labour Law

Every UAE employer must pay salaries through the Wage Protection System (WPS). Xrero runs your payroll and generates the WPS 2.0 SIF file your bank expects — with end-of-service gratuity, ILOE tracking and bilingual English/Arabic records, all in one platform.

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What Xrero UAE payroll does

WPS 2.0 SIF files

Generates the Salary Information File in the structure UAE banks require: amounts in fils, payment month, employee bank routing codes and the correct remark codes.

Gratuity and end of service

Calculates end-of-service benefits under UAE labour law, including the special cases the law requires — death and disability are handled without the one-year minimum service rule.

ILOE tracking

Tracks each employee's involuntary loss of employment (ILOE) insurance status so renewals and compliance never slip.

Overtime and Ramadan hours

Applies the correct overtime rates automatically and the reduced working hours during Ramadan.

Deadline reminders

Watches the 14-day end-of-service settlement deadline with automatic daily checks, so final pay is never late.

UAE banks

Works with Emirates NBD, ADCB, FAB and Mashreq: bank statement import and bulk vendor payment files alongside payroll.

Payroll is included in Xrero — no separate payroll fee.

AED 99 per user / month

One-time setup from AED 2,999. 15-day free trial, no credit card required.

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WPS payroll — frequently asked questions

What is WPS in the UAE?

The Wage Protection System (WPS) is the UAE's electronic salary transfer system, overseen by the Central Bank and MOHRE. Employers must pay salaries through WPS by submitting a SIF (Salary Information File) to their bank.

Does Xrero generate WPS SIF files?

Yes. Xrero generates WPS 2.0 SIF files in the format UAE banks require, with amounts in fils, the payment month, employee bank routing codes and the correct remark codes.

Does Xrero calculate gratuity and end of service?

Yes. Xrero calculates end-of-service gratuity under UAE labour law, including special handling for death and disability cases, and tracks ILOE (involuntary loss of employment) insurance.

How much does WPS payroll cost in Xrero?

Payroll is part of Xrero at AED 99 per user per month with a 15-day free trial. There is no separate payroll fee.

Xrero (اكسريرو) is an independent UAE company and is not affiliated with Xero Limited.

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